Helping you make the most of Time & Money

We help our clients achieve their desired financial goals

At Time Finance, we specialise in tailored financial strategies for high-net-worth individuals, families, and business leaders. Our expertise spans investment management, tax optimisation, and estate planning—delivered with precision, discretion, and a focus on lasting impact.

We partner closely with you to protect and grow your wealth, navigating global markets and exclusive opportunities while aligning every decision with your vision. With Time Finance, your legacy is our priority—today and for generations to come.

How we can help

Meet your Finance Partner

Kate Chen

Director, Principal Broker

Kate brings over a decade of experience in financial services, with a strong background in residential and commercial lending. At Time Finance, she specialises in tailoring finance solutions that meet the unique needs of clients at every stage of life—from first home buyers to seasoned investors.

With a client-first mindset and a deep understanding of the lending landscape, Kate is passionate about making the borrowing process straightforward, transparent, and empowering. Her strength lies in navigating complex scenarios and finding flexible solutions that support long-term financial goals.

Kate holds qualifications in Mortgage Broking and Finance, and is known for her commitment to service that goes beyond the transaction—building lasting relationships grounded in trust and results.

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Australia’s Goods and Services Tax has remained at 10% since its introduction in 2000, but from time to time the idea of increasing it surfaces in political and economic debates. Raising the GST to 15% would mark one of the most significant changes to the nation’s tax system in a generation, and its effects would ripple far beyond the Treasury’s balance sheet.

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Australians have long had a reputation for being astute investors, often favouring strategies that balance long-term stability with the potential for steady growth. While individual portfolios vary, several investment choices dominate the landscape, shaped by cultural values, government policy, and economic opportunity.

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Our Latest Insights

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. 

What Would Happen if Australia’s GST Jumped to 15%?

Australia’s Goods and Services Tax has remained at 10% since its introduction in 2000, but from time to time the idea of increasing it surfaces in political and economic debates. Raising the GST to 15% would mark one of the most significant changes to the nation’s tax system in a generation, and its effects would ripple far beyond the Treasury’s balance sheet.

Read More

What do most australian invest in?

Australians have long had a reputation for being astute investors, often favouring strategies that balance long-term stability with the potential for steady growth. While individual portfolios vary, several investment choices dominate the landscape, shaped by cultural values, government policy, and economic opportunity.

Read More